BRICK & MORTAR

Whether you are starting a new business or expanding an existing one, FDIS has the payment solution to support your processing needs. FDIS administers to the needs of traditional and Internet businesses, as well as restaurants, mail order/telephone order and home-based businesses.

Brick-and-mortar merchants have a variety of products, services and transaction rates available to them.

FDIS's payment solutions support major credit cards, ATM/debit cards, purchasing cards and checks.

Suggested products are:

LinkPoint AIO LinkPoint Central Eclipse® Terminal

Brick-and-mortar merchants who sell face to face and swipe at least 71% of their MasterCard® and Visa^® transactions may receive a lower discount rate and transaction fee. Purchasing card, mobile and home-based merchants who process within the above criteria may also receive a lower discount rate. The transaction fee for wireless merchants is slightly higher.

Due to increased risk and fraud potential, merchants who manually key the majority of their MasterCard and Visa transactions are subject to a higher discount rate and transaction fee. In addition, all keyed transactions must be accompanied by an Address Verification Service (AVS) response. An AVS inquiry incurs an additional fee.

FDIS's suite of payment solutions offers small to medium-size restaurants (incuding franchises and chains) unique payment options for their customers. The payment options available include acceptance of major credit and ATM/debit cards.

Restaurants typically conduct face-to-face business transactions and have a lower ratio of credit card fraud and chargebacks. Therefore, restaurant merchants qualify for a lower discount rate and transaction fee.